Assume the seller's 4.5% VA loan -- a rare opportunity for a qualified buyer to skip today's higher rates and keep payments well below a new mortgage -- and an ideal fit for military families serving at nearby Wright-Patterson AFB. This move-in-ready 2019 ranch in Tipp City's sought-after Carriage Trails community offers immediate occupancy and approximately 2,585 sq ft of finished living space (3,132 sq ft total). Single-level living done right: an open-concept main floor with fresh paint and durable LVP flooring (extra flooring conveys), centered on a bright kitchen with a granite island, bar seating, dark espresso cabinetry, stainless steel appliances, a brand-new microwave, pantry, and pendant lighting flowing into the great room and dining area. The split-bedroom layout gives the primary suite real privacy -- en-suite bath, dual vanity, walk-in shower, and walk-in closet -- with two more bedrooms and a full bath on the opposite side. Main-floor laundry; washer and dryer included. Downstairs, the fully finished basement nearly doubles your space: a 4th bedroom, a 3/4 bath, a dedicated storage room, and a large recreation area -- ideal as a guest suite, in-law setup, home office, or media room. Outside, a fully vinyl-fenced backyard (extra fencing material included) with no rear neighbors backs to protected community green space. Completing the home: a two-car attached garage with overhead storage, an owned whole-home water softener, an alarm system, and a low $79/quarter HOA. Carriage Trails offers 90+ acres of open space, walking paths, and parks, and borders the 900+ acre Carriage Hill MetroPark with 5+ miles of trails. Located in Bethel Local Schools, a K-12 district with a 20:1 student-teacher ratio. Commuter-friendly: 20 minutes to Wright-Patterson AFB, 15 to Dayton International Airport, and 5 to the newly renovated Huber YMCA, with quick I-70 access. Preapproved buyers only -- schedule your private showing today! ASSUMABLE VA LOAN AT 4.5%/ Immediate Occupancy + Finished Basement -- qualified buyers Welcome Home! 9229 Lakeside St is a single-story ranch home with a fully finished basement, offering approximately 3,132 sq ft of thoughtfully designed living space in Tipp City's desirable Carriage Trails community. Move-in ready with fresh paint and durable LVP flooring throughout the main level (extra flooring conveys with the sale). The open-concept main floor centers on a spacious kitchen featuring a granite island with bar seating, dark espresso cabinetry, stainless steel appliances, a brand-new microwave, pantry, and pendant lighting flowing seamlessly into the great room and dedicated dining area -- ideal for entertaining. Large windows fill the space with natural light. The split-bedroom ranch layout places a generous primary suite on one side of the home, complete with private en-suite bath, dual vanity, walk-in shower, and walk-in closet -- with two additional main-level bedrooms and a full hall bath privately situated on the opposite side. Convenient updated main-floor laundry room with washer and dryer included. The fully finished basement adds significant living space, including a 4th bedroom, 3/4 bath, dedicated storage room, and large recreation area -- perfect for a teen retreat, guest suite, in-law setup, home office, or media room. Outside, enjoy a fully vinyl-fenced backyard with no rear neighbors, backing to open green space that will never be developed. Two-car attached garage with overhead storage rack maximizes available s. Additional features include a whole-home water softener, alarm system, and low HOA at $79/quarter. Carriage Trails residents enjoy 90+ acres of community open space, walking paths, and parks -- and the neighborhood directly borders Carriage Hill MetroPark, a 900+ acre park with more than 5 miles of easy walking trails through meadows, prairies, and woodlands. Located in Bethel Local Schools, a small, community-focused K-12 district with a 20:1 student-teacher ratio and a tight-knit, family-first culture. Commuter-friendly: 20 minutes to Wright-Patterson AFB, 15 minutes to Dayton International Airport, 5 minutes to the newly renovated Huber YMCA, with quick I-70 access. Preapproved buyer only. Schedule your private showing today.